Terms & Conditions

Effective Date: October 10, 2026

Welcome to Make It Happen Mija, a brand operated by JDR Business Consulting Inc. (“JDR Business Consulting Inc.,” “Make It Happen Mija,” “we,” “us,” or “our”).

These Terms & Conditions (“Terms”) govern your access to and use of the Make It Happen Mija website, including any content, resources, services, programs, digital products, downloads, forms, and other materials made available through the website (collectively, the “Services”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the website or Services.

1. Use of Our Website

You may use this website for lawful purposes and in accordance with these Terms.

You agree not to:

Use the website for any unlawful or unauthorized purpose.
Attempt to gain unauthorized access to any portion of the website or its systems.
Interfere with or disrupt the operation or security of the website.
Copy, reproduce, distribute, modify, or exploit website content without our written permission.
Use information obtained from the website to misrepresent your relationship with Make It Happen Mija or JDR Business Consulting Inc.
Upload or transmit material that is unlawful, harmful, defamatory, fraudulent, or infringing upon another person's rights.

We reserve the right to restrict or terminate access to the website if we believe these Terms have been violated.

2. Business and Funding Information

Make It Happen Mija provides educational content and resources related to business growth, business credit, business funding, entrepreneurship, and related topics.

The information provided through this website, social media, digital resources, videos, emails, and other materials is intended for general educational and informational purposes only.

We do not guarantee that you will:

Qualify for business credit or funding;
Be approved by a particular lender;
Receive a particular loan amount, interest rate, or funding offer;
Achieve a particular business or financial result; or
Experience the same results as another individual or business.

Lending decisions are made by individual financial institutions and other third parties based on their own requirements and underwriting criteria.

You are responsible for evaluating your own business circumstances and conducting your own due diligence before making financial or business decisions.

3. No Financial, Legal, Tax, or Professional Advice

Nothing provided through Make It Happen Mija should be interpreted as individualized financial, legal, tax, accounting, investment, or other professional advice.

Information presented on this website does not create a professional-client relationship between you and JDR Business Consulting Inc. or Make It Happen Mija.

You should consult an appropriately qualified professional regarding your individual circumstances before making decisions that may have financial, legal, tax, or other professional consequences.

4. Digital Products, Free Resources, and Educational Materials

From time to time, Make It Happen Mija may provide free or paid resources, guides, worksheets, videos, courses, templates, or other digital materials.

Unless otherwise stated, these materials are provided for the individual purchaser or recipient's personal use only.

You may not:

Resell or redistribute our digital products or resources;
Share paid materials with individuals who have not purchased or received access;
Copy or reproduce materials for commercial purposes;
Modify and sell our materials as your own;
Remove copyright or ownership notices; or
Use our materials to create a competing product or service.

We reserve the right to revoke access to digital materials if we determine that the materials have been improperly shared, distributed, or used.

5. Intellectual Property

All content appearing on the Make It Happen Mija website, including but not limited to text, graphics, photographs, videos, logos, branding, designs, downloads, educational materials, and other original content, is owned by or licensed to JDR Business Consulting Inc. d/b/a Make It Happen Mija, unless otherwise stated.

You may not reproduce, distribute, modify, publish, display, sell, license, or otherwise exploit our intellectual property without prior written permission.

The Make It Happen Mija name, branding, logos, and associated materials may not be used without our express written consent.

6. User Submissions and Communications

If you voluntarily submit information, comments, testimonials, feedback, questions, or other materials to us through the website, email, social media, forms, or other communication channels, you agree that you have the right to provide that information.

We may use feedback you provide to improve our Services.

If we intend to publicly use your testimonial, photograph, name, or other personally identifiable information for marketing purposes, we will obtain appropriate permission before doing so.

7. Third-Party Websites and Services

The website may contain links to websites, platforms, products, services, or resources operated by third parties.

These links are provided for convenience and informational purposes only.

We do not control and are not responsible for the content, policies, availability, security, or practices of third-party websites or services.

Your use of third-party websites or services is subject to the terms and policies of those third parties.

8. Payments, Purchases, and Refunds

If you purchase a product or service through Make It Happen Mija, additional terms may apply to that purchase, including pricing, payment terms, cancellation policies, refund policies, or access conditions.

Those terms will be provided at the time of purchase where applicable.

Unless otherwise expressly stated, all purchases are subject to the applicable purchase terms presented to you before completing the transaction.

9. Accuracy of Information

We make reasonable efforts to provide accurate and current information on our website. However, we do not warrant that all information is complete, accurate, current, or error-free.

Business lending requirements, credit policies, laws, regulations, products, services, and other information may change over time.

You are responsible for verifying information before relying on it for your individual circumstances.

10. Disclaimer of Warranties

To the fullest extent permitted by law, the website and Services are provided on an “as is” and “as available” basis.

JDR Business Consulting Inc. and Make It Happen Mija make no warranties, express or implied, regarding the website, its content, its availability, or the results that may be obtained from using the Services.

We do not guarantee that the website will always be available, uninterrupted, secure, or free from errors or harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, JDR Business Consulting Inc. and Make It Happen Mija, and their owners, officers, employees, contractors, affiliates, and service providers, will not be liable for any indirect, incidental, consequential, special, or other damages arising from or related to your use of, or inability to use, the website or Services.

This includes, without limitation, losses resulting from business decisions, funding decisions, credit applications, financial outcomes, loss of profits, loss of data, or reliance on information provided through the website.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

12. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless JDR Business Consulting Inc. and Make It Happen Mija, including their owners, officers, employees, contractors, affiliates, and service providers, from claims, liabilities, damages, losses, and expenses arising out of:

Your use or misuse of the website or Services;
Your violation of these Terms;
Your violation of applicable laws or regulations; or
Your violation of the rights of another person or entity.

13. Privacy

Your use of the website is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect information.

14. SMS Communications

If you voluntarily provide your mobile phone number and consent to receive SMS communications from us, you agree to receive text messages from JDR Business Consulting Inc.

Message and data rates may apply. Message frequency varies.

You may text HELP for help and reply STOP at any time to opt out of SMS communications.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

15. Changes to These Terms

We may update or modify these Terms from time to time.

When changes are made, the updated Terms will be posted on this page with a revised Effective Date.

Your continued use of the website after updated Terms are posted constitutes your acceptance of the revised Terms.

16. Termination

We reserve the right to suspend or terminate your access to the website or any Services at any time if we believe you have violated these Terms or applicable law.

Sections relating to intellectual property, disclaimers, limitations of liability, indemnification, and other provisions that by their nature should survive termination will remain in effect.

17. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles.

18. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms expressly provided for specific products or Services, constitute the entire agreement between you and JDR Business Consulting Inc. regarding your use of the website and Services, unless otherwise stated.

20. Contact Us

If you have questions about these Terms & Conditions, please contact us:

JDR Business Consulting Inc.
d/b/a Make It Happen Mija

Phone: (305) 506-0490

Email: support@makeithappenmija.com